What we need to consider from now on -Trivia- Japan-France social security agreement pension agreementIn today’s global world, the choice of places to live has greatly expanded.Some of you reading this article may be working abroad right now or wanting to live abroad in the future. “If I emigrate, will I have contributed to both pension systems?” “Will I waste what I have paid so far?”These are some of the questions you Pensionable ageFrance has been a hot topic in this reform, but 28 out of 38 OECD countries have already raised the pensionable age: the average age of it is 65 by 2020, and multiple countries mark over 67, such as Denmark and Iceland.However, France’s social security system recorded deficits in all sectors as of 2020. The deficit in the pension sector increased by a whopping €2.3 billion (280,600,000,000yen) compared to the previous year, which was €3.7 billion. Other welfare deficits for the elderly support are also on the rise.Broadly speaking, there are two possible reasons. Firstly, life expectancy has increased: from 79 years in 2000 to 82 years in 2021 in France.Although longer life expectancy is a wonderful thing, it also means that there will be an increase in the number of years for which pensions are payable. It is not only the number of years that has increased. Another issue is the aging of the population: in 2018, the ratio of the population aged 65 and over was 18%, and in 2022 it reached 21%. This is thought to have triggered a deficit in the pension system.This article showed the deficit state due to the pension system that many developed countries are facing and the problem underneath. It seems to me that both countries need to devise further ways to make their pension systems sustainable. Pension systems are affected by issues that will take a tremendous time to resolve, such as falling birthrates and an aging population. I would like to end this article with a suggestion: It may be necessary for each of us to think about the kind of life we want to lead after retirement and make our own preparations for this.may be asking yourself.To avoid this situation, a Franco-Japanese Social Security Agreement was signed between Japan and France in 2007. This agreement prevents double enrolment and overdue fees from being not counted.The same is happening in Japan.The proportion of the total population aged 65 and over accounts for 29% of the total population, and one in four people is expected to be aged 75 or over by 2070. Life expectancy will exceed 80 years in 2020, and is estimated to be 83 years for men and 89 years for women by 2040.The declining birth rate is another serious problem. It is thought that this is due to the tendency to marry later, remain unmarried, or not to give birth. Several elements discourage people from marrying and having children: people have come to have varied value, financial support are not sufficient, children born out of wedlock are at a public and legal disadvantage (In fact, 52% of children in France are illegitimate, as legitimate and illegitimate children are treated as almost equal). This has inevitably led to a decline in the working population, which should be the pension contributor. Enacting a policy to address this issue is imperative, otherwise, it will become difficult to support the gradually increasing beneficiary population.JapanFranceOECD average6562 (from2027:64)65 Is the pension system we have right now unsustainable?
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