works in Japan, and what issues or challenges it may involve. In this article, I will explore and compare the health insurance systems for international students in Japan and Canada. By examining the features and challenges of each system, I aim to identify measures that can be taken to ensure international students lead safe and comfortable lives while studying abroadand must be paid for entirely out of pocket. Additionally, NHI does not cover accidents or incidents involving liability or theft. For these situations, it is recommended that students purchase additional private insurance, such as accident or liability insurance. Many Japanese universities and graduate schools also offer a separate student accident insurance plan called the “Gakkensai” (Personal Accident Insurance for Students Pursuing Education and Research), which provides coverage for injuries sustained during classes or while commuting. This system helps students protect themselves from certain risks during their academic life.insurance program. This variation in coverage and system design is a unique characteristic of the Canadian healthcare system, and also a key source of confusion and complexity for international students navigating the system. Another characteristic of the Canadian healthcare system is its emphasis on the “family doctor” model. A family doctor (similar to a primary care physician) is typically responsible for routine checkups and basic care, and if specialized treatment is needed, referrals are provided to appropriate specialists or hospitals. Students or residents who do not have a family doctor may use walk-in clinics, which provide more flexible access to care, but they are frequently associated with long wait times.in Canada, I have faced the challenges of navigating the from scratch and completing the necessary procedures independently. This personal experience led me to wonder than three months are required to enroll in the National insurance card allows patients to pay only 30% of the total insurance. However, certain medical services, such as routine to enroll in the provincial Medical Services Plan (MSP). international students attending universities are required to join the University Health Insurance Plan (UHIP), a program international students in British Columbia have access to the Lily Okunoya Hello, everyone. My name is Lily Okunoya, and I am currently studying psychology at the University of British Columbia in Canada. As an international student living Canadian healthcare system, including learning about it how the health insurance system for international students Health Insurance System for International Students in Japan In Japan, all foreign residents staying in Japan for more Health Insurance (NHI) system. The enrollment procedures can be completed at local municipal offices in the area where they live after they register as a resident. Insurance premiums are calculated based on the individual’s income during the previous year, and those with low income may qualify for reduced payments. When receiving medical treatment, showing the NHI medical costs, with the remaining 70% covered by the health checkups, vaccinations, orthodontics, cosmetic surgery, and pregnancy or childbirth, are not covered by NHI Health Insurance System for International Students in Canafa Health insurance systems for international students in Canada vary significantly by province. For instance, in British Columbia, where I currently study, international students who plan to stay for more than six months are eligible Once enrolled, most medical services, including doctor visits and hospital treatments, are free of charge. However, services such as dental care, vision care, and prescription medications are not covered. In Ontario, on the other hand, specifically designed for international students. While same public insurance as Canadian citizens and residents, students in Ontario rely on a separate, university-specific University of British Columbia, Canada9IntroductionComparative Study of Health Insurance Systems for International Students in Japan and Canada
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